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| Expected Family Contribution (EFC) Recommendations |
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The Expected Family Contribution,
or EFC, is the financial amount that each college "expects" you to pay. It is
derived from the financial information that you provide on the financial aid
forms, such as the FAFSA and the CSS PROFILE. This financial data includes your
income and assets. Unfortunately for most families it also includes items such
as the income and assets of any step-parent, any child support received, and
your home equity; while ignoring any personal debt such as your mortgage, or
credit card debt.
When you work with us reposition your assets and restructure your debt to lower your EFC and put your financials in the best position for a college to offer your child financial aid. |
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